Use the Civic app to deposit checks from wherever you are. Just your signature, a few taps and snaps, and your checks are deposited. Quick, convenient, and secure!

Use any ATM whenever and wherever you need. We’ll reimburse your ATM fees up to $20 per month. Or, search our network of surcharge-free ATMs (and avoid the fees in the first place!).

Make on-time payments for your rent, mortgage, utilities and more with Bill Pay. Schedule recurring bills or make a one-time payment with your Bonus Checking Account or Civic Business Checking Account.

Get fast access to your paycheck, Social Security check, or other regularly scheduled deposits — up to 3 days early! Plus, it’s more secure than paper checks.

Securely move money between your Civic accounts and your other financial institutions with no transfer fees. Automate fund transfers between accounts that you can skip or cancel at any time.

Your options are everywhere in more than 3,500 retailers in North Carolina, and nearly 90,000 retailers nationwide. Add cash to your accounts in places you know like CVS, Walgreens, and more. Just show your in-app barcode to the cashier.

Use the digital Savings Goal tool to save like you mean it. Plan, budget, and see suggestions on how to improve your credit score — at no cost.

Check your credit score anytime with no dings or fees. Use myScore+ to monitor your credit score, see your credit habits as “good” and “negative,” and get suggestions for how to improve.

Pay using fast, secure tap-to-pay technology, or set up your digital wallet to make mobile payments. Waiting for your card to arrive? Get a temporary digital card, valid for 30 days.

Civic Visa® cardholders get no-cost perks. Some cardholder benefits may include travel emergency assistance, auto rental collision damage waiver, security and extended warranty options, and more!