Meet the Credit Card
That Does It All.

$0
Balance Transfer
Move your balance and get a better rate, you deserve it.
9.50 %
Low APR*
Giving you more financial freedom.

No
Annual Fees
Keep more of your money in your wallet.
1 %
Cash Rewards
†
Get cash back every time you use your card.
Options Are Rewarding
Check out the Civic Rewards Credit Card. It’s the credit card that doesn’t make you choose! Get the best options for balance transfers and rewards for every time you spend. This card gives you the tools to handle whatever life throws at you.
Already a Civic member? Start here
HERE’S WHAT YOU DON’T GET - FEES!
Providing helpful products and services is what we do. The Civic Rewards Credit Card is designed to put you in control of your finances. So, we’ve removed the fees to make sure more of your money stays in your pocket.
Transfer that Balance
Already have a credit card? Maybe it could use an update. You could even consolidate other small personal loans. The Civic Rewards Credit Card is great for balance transfers and other debt consolidation. That’s right – you can use this credit card to transfer multiple types of debt. For any balance you move to your new card, you’ll pay no balance transfer fee.


Simple Anytime Rewards
There are so many places you’ll use your Civic Rewards Card, and we’ll reward you at all of them! Anytime you use your card, you earn rewards. What kind of rewards? CASH! We’re offering 1% cashback on all your purchases. And, when you want to claim your cash rewards, you can redeem any amount anytime by logging into your Civic account.
Civic Rewards Credit Card Details
* Subject to approval. Rates and credit limit are evaluated based on member’s credit history; rates are subject to change. Credit card may be secured with Civic Savings Account funds.
† Additional fees may apply. Interest on balance transfers and cash advances will begin to accrue on day the transaction occurs.
Civic Beats The Competition
Here's a few frequently asked questions:
Civic Rewards Credit Card Details
* Subject to approval. Rates and credit limit are evaluated based on member’s credit history; rates are subject to change. Credit card may be secured with Civic Savings Account funds.
† Civic Rewards Credit Card accounts eligible for this program earn 1% for each dollar spent in qualifying new purchases, net of returns (“Cash Back Rewards”).