Applying is simple and 100% online. You’ll be asked a few basic questions and then we’ll ask for access to your prescription records. We'll also need your contact information and some information about you (the policyholder) for security purposes. 

Next is your payment information. Don't worry — you'll only be charged if your coverage is approved. You can choose to pay via a checking or savings account, or by credit or debit card. 

Last, confirm your responses, accept and sign. If you're approved, you'll be covered when your first payment processes – in some cases, as soon as the same day!

You’ll need the following: 

• The name(s) of your beneficiaries
• Information about you: name, SSN, email address and home address
• Existing coverage information, if you have any
• Payment information

There’s no fee to complete the application process, so you should still apply.

No medical exam is needed to qualify for our insurance.

Whole life insurance offers coverage for an insured's entire life, as long as premiums are paid. Whole life insurance also builds cash value, which grows over time on a tax-deferred basis. Policyholders can access this cash value through loans or withdrawals during their lifetime.

The current average cost of a funeral in the U.S. is nearly $8,000. Coupled with the loss of income, it makes sense for you to consider life insurance so that your family is protected.