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Our locations
Find Civic branches, CO-OP Shared Branches, nearby retail locations to add cash, and surcharge-free ATMs near you. Not close enough? Don't forget: Any ATM is a Civic ATM!
Add cash at retail locations
Use your in-app barcode and avoid the fees
Easily add cash to your accounts at over 3,500 retail locations across NC and nearly 90,000 nationwide using the Civic app, without fees!2
Simply select More in the app, then Transfers & Payments, then Add Cash with Barcode. From there you can follow the prompts to select a store, choose an account, and generate your barcode. (You can also find stores using the locations map above.) Show your barcode to a store associate to scan, hand them your cash, and you’re all set! Load up to $1,000 per transaction, and up to $2,500 per day. Minimum deposit amount is $20.
Rather use your card?
You can add cash to your account with your debit card when you stop by one of nearly 200 participating Walmart stores in NC.3 Visit the Money Center, or a checkout lane, hand the associate your Civic debit card and your cash to load.
They'll swipe your card, and your money will load automatically! Load up to $1,000 per transaction, and up to $1,500 per day. Keep your receipt as proof of your transaction. The retail service fee for each transaction is $3.74, which will be reimbursed by Civic.4
Branches
We know you love digital banking. Now, with branches across the state, you have options.
Watch the video to see how these spaces were built for members like you to bank your way. We'll be here when you need us.
Branch services
Check out what you have access to at our Civic locations.
Cash solutions
Make cash deposits and withdrawals
Checks
Deposit checks, get cashier's checks
Loans
Apply for auto loans, personal loans, and more
Official documents
Access notary services
Personal guidance
Get assistance from credit union professionals
Digital assistance
Get hands-on experience with online banking
Reliable service
Access your accounts online with secure internet service
Membership
Apply to join the credit union and open new accounts
CO-OP Shared Branches
You have even more access through our network of CO-OP Shared Branches. Check out what you can do at over 100 locations in NC and nearly 5,500 locations nationwide (and find one near you)!
Cash solutions
Withdraw and deposit cash5
Loans
Make loan payments6
Transfers
Make transfers to and from deposit and loan accounts
Balance
Perform balance inquiries
Checks
Get cashier’s checks
Here’s how it works
- Use the locations map above to search for a shared space near you (these aren't your typical branches!)
- Make sure you know your account number, found on your statement or in the mobile app
- Have your valid driver’s license or state issued identification with you (the address should match the one appearing on your credit union account)
- Tell the credit union teller/representative that you are a member of Civic Federal Credit Union and want to make a transaction. It’s that easy
Civic vans
Our teams are heading across North Carolina in our vans, meeting you where you are to share how-to tips and help you learn the basics of digital banking at our credit union.
Life is digital
So are these everyday financial tools
You know the details matter (and you are in good company)
Here are a few FAQs
How can I join Civic?
Join online or in person at one of our branch locations.
If I’m an LGFCU member, can I use a Civic branch?
Our branches only offer banking services to Civic members. Once LGFCU member accounts officially move to the Civic banking system in June 2025, all members will be able to bank at our branches.
How were branch locations selected?
Our branch locations were chosen based on member data. Each location is within a 30-mile radius of at least 80% of Civic and LGFCU membership.
Who can be a member of Civic?
Civic is open to employees, volunteers and retirees of local government in North Carolina, and their family members. Businesses and nonprofit organizations that serve local government are also eligible. But membership opportunities don’t stop there. Get full details on membership options.
Are the co-locations open to the public?
No, co-locations are only open to the employees of the North Carolina local governments operating the co-locations.
1 Civic participates in select surcharge-free ATM networks. You can find the current list of surcharge-free ATM locations at civicfcu.org/any-atm. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.
2 Add up to $1,000 per transaction and up to $2,500 per day, per person; limits are determined by the retailer and may vary by location. Minimum deposit is $20. Keep the receipt as proof of transaction. There are no fees for using this service. Funds may take up to an hour to appear in your account.
3 Walmart, the Walmart Spark Design, and Save Money. Live Better. are trademarks of Walmart, registered in the US Patent and Trademark Office and in other countries. ©️2025 Walmart. All rights reserved.
4 Retail service fee up to $3.74 and limits may apply. Load up to $1,000 per transaction and up to $1,500 per day. Keep the receipt as proof of your transaction. Service provided by GreenDot.® All rights reserved. GreenDot Corporation NMLS #914924. GreenDot Bank NMLS #908739. If you are eligible for a retail service fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.
5 See full Funds Availability Policy Disclosure.
6 Excludes mortgage, credit cards, and late and final payments or loan payoffs.