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CO-OP Shared Branches

More than 100 CO-OP branches are open to Civic members for in-person services in NC — and nearly 5,500 branches nationwide.

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Civic member depositing cash in a Co-op shared Branch location near her home.

 

Know before you go 

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Services available at CO-OP Shared Branches

  • Get cashier’s checks or money orders 
  • Make payments on auto and personal loans 
  • Make deposits and withdrawals1
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Services not available at CO-OP Shared Branches

  • Mortgages and credit card payments 
  • Late or fi¬nal payments 
  • Loan payoffs
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Digital services in the Civic app or online banking

  • Transfer funds between your accounts 
  • Check account balances 
  • View transaction history 
  • Deposit checks

What to expect at a CO-OP Shared Branch

  • Identify yourself as a member of Civic Federal Credit Union 
  • Show a valid US, state, county, federal, or city government-issued picture ID with signature 
  • Bring your Civic account numbers for deposits, withdrawals, and consumer or personal loan payments 
  • Contact participating CO-OP branch for limitations on funds availability
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More than 100 NC branches

Our network of CO-OP Shared Branches offers help at over 100 locations in NC — and nearly 5,500 branches nationwide!

Guides to more cash solutions

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How to - Find an ATM

Choose the ATM you prefer

Use any ATM, anywhere with your Civic debit card

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Get the Civic app2 to unlock fast, easy, and secure ways to manage your money.

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Life is digital

So are these everyday financial tools

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Securely manage card activity in the app
Civic provides ATM access any where in the world.
Use any ATM, and get the fees reimbursed
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See your Civic and non-Civic accounts in one place
You know the details matter (and you are in good company)

Here are a few FAQs

How do CO-OP branches work?

CO-OP Shared Branch network allows Civic members to visit participating credit unions to conduct routine business in person. You just walk in, show ID, and share your Civic account number to get started.

Do I need to make an appointment at a CO-OP branch?

No appointment is necessary. Just walk in as you would your home credit union.

Is there a limit to withdrawals and deposits at CO-OP branches?

Yes, there are cash transaction limits at CO-OP branches. Contact individual branches for details.

Are the CO-OP ATMs outside these branches surcharge-free?

Yes, you can use ATMs attached to CO-OP branches for surcharge-free transactions.

1 See full Funds Availability Policy Disclosure.

2 Message and data rates may apply.