1 APR = Annual Percentage Rate. Subject to approval; for dealer purchase only. Rate and credit limit based on member’s credit history. Borrowers must be at least 18 years old and live in NC, SC, GA, VA, or TN. Vehicles with branded (flooded, salvaged or reconstructed) titles or motorcycles, boats, RVs and commercial vehicles are not acceptable collateral. New vehicle defined as less than 1 year old with maximum 10,000 miles at loan origination; vehicle value based on MSRP. For 96-month term, minimum loan is $50,000; maximum loan is $100,000. Civic will finance 100% of the NADA value, plus an additional 10% to cover purchase-related expenses such as tax, tags and extended warranties. Collision and comprehensive insurance required for duration of loan. Payment example, excluding insurance: For $25,000 loan at 5.25% APR, 60 monthly payments of $489.

2 Guaranteed Asset Protection Plus (GAP+) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Eligibility requirements, conditions, and exclusions may apply; you will receive additional information before being required to pay the fee for this product. You may cancel the protection at any time. If you cancel within 90 days, you will receive a full refund of any fee paid. GAP+ is made available and processed through TruStage. It may not cover the entire deficiency between what your loan balance and the amount your insurance will pay. You will be responsible for any remaining loan balance after GAP+ insurance has been paid. A total loss claim is determined by your auto insurance provider. After a total loss payout, members have 120 days from the insurance check issuance to receive $1,000 toward the principal balance on a new auto loan financed by Civic. Loans are subject to credit approval.