On September 27, 2024, history was made when the final votes were tallied, and Civic members approved the proposed merger between Civic and Local Government Federal Credit Union (LGFCU.)

Benefits of the merger

Civic and LGFCU are aligned in many areas, including our focus on and deep respect for local government, and our core values. 

This merger offers all members a single source for affordable financial products, upgraded technology and more ways to reach us than ever. We’re excited to bring our two great credit unions together to make us better and put us in a strong position to meet your needs now and in the future.

• Expand services — More products, technologies and service options for members.
• Strengthen communities — Unifies our focus on local government and partnerships to serve more members
• Save you money — More competitive rates and a robust ATM network
• Build for the future — More resources as a larger combined credit union, to help you build your financial life

What to expect

The merger represents a big step forward for Civic members. 

In addition to the new products we’ve added, we’re opening 11 Civic branches statewide in 2024, have launched our Civic vans, and added a statewide ATM network and thousands of merchant locations across North Carolina for your cash needs.

With the merger, Civic will maintain the deep community partnerships first formed by LGFCU, and these important member-focused designations: Community Development Financial Institution (CDFI); Low-Income Designated Credit Union (LIDCU); and Community Development Credit Union (CDCU).

Each represents our ongoing commitment to expand access to financial services for members with low incomes and communities in underserved areas. 

What’s next 

This approval means Civic has merged into LGFCU, but Civic will continue to operate under our trade name, Civic Credit Union. Additionally, we will retain existing channels, rate structure and technology.

Over the next few months, we’ll finalize data and system testing, ensuring our technology, products and channels are fine-tuned when LGFCU members move to Civic in June 2025.

Civic has designed member-requested products that encourage you to save, spend and invest the way you want.