Log in to online banking

close

Quicklinks

Top Results

Search Featured Block

man looking at his phone for zelle
Zelle
man looking at his rewards card details on a laptop
Rewards Credit Card

Personal Finance

Security

Securing data with two-factor authentication using laptop and smartphone

Our first priority is protecting the data and accounts of our members. See the many ways we keep your information safe at all times.

Woman in cafe making contactless payment with Civic Bonus Checking debit card.

Bonus Checking

This online checking account works hard for you. Get dividends on your balance, access to your direct deposits up to 3 days early, and ATM fees reimbursed.

  • Earn dividends on your balance every month
  • No minimum balance requirement
  • ATM fees reimbursed up to $20 per month
  • Access direct deposits up to 3 days early
learn more
Two paramedics in the front of an ambulance smiling.

Rescue and EMS Debit Card

This debit card for EMS and rescue workers helps raise funds for NCAR&EMS — at no cost to you. It’s us showing up for you.

  • Use the card with your Civic Bonus Checking Account
  • Automatic donations to NCAR&EMS at no cost to you
  • Use at ATMs worldwide with fees reimbursed
  • Real-time spending, travel alerts
learn more
Senior couple preparing to plant a tree in their local park.

Parks & Rec Debit Card

Thriving with Parks & Rec

  • Earn 0.50% APY with 20 debit card purchases 
  • Automatic Civic donation to NCRPA, no cost to you 
  • Use any ATM worldwide with fees reimbursed 
  • Real-time spending, travel alerts
learn more
Shot of fire equipment bought with Civic Fire Debit Card funds donated to the NC fire service.

Fire Debit Card

  • Earn 0.50% APY with 20 debit card purchases per month 
  • Automatic donations to NCSFA, at no cost to you 
  • $5 to open an online Bonus Checking Account 
  • Access direct deposits up to 3 days early
learn more
A gentleman using his laptop to sign up for a Civic Traditional IRA savings account.

Traditional IRA

Retirement savings with tax advantages

  • $25 minimum to open 
  • Contribute up to $7,000 per year 
  • Get tax-deferred growth 
  • Full or partial tax deduction for contributions
learn more
Business owner checking her Civic's SEP savings account on mobile device.

SEP IRA

Be an entrepreneur and be prepared for retirement! An SEP IRA uses pre-tax contributions to help you and your employees save for retirement. 

  • Employers may contribute up to 25% of each eligible employee’s income
  • $25 minimum to open an account
  • Dividends compound daily and are paid out monthly
  • Ongoing contributions are not required
learn more
Subscribe to Personal Finance