This online checking account works hard for you. Get dividends on your balance, access to your direct deposits up to 3 days early, and ATM fees reimbursed.

• Earn dividends on your balance every month
• No minimum balance requirement
• ATM fees reimbursed up to $20 per month
• Access direct deposits up to 3 days early

Thriving with Parks & Rec

• Earn 0.50% APY with 20 debit card purchases 
• Automatic Civic donation to NCRPA, no cost to you 
• Use any ATM worldwide with fees reimbursed 
• Real-time spending, travel alerts

• Earn 0.50% APY with 20 debit card purchases per month 
• Automatic donations to NCSFA, at no cost to you 
• $5 to open an online Bonus Checking Account 
• Access direct deposits up to 3 days early

Retirement savings with tax advantages

• $25 minimum to open 
• Contribute up to $7,000 per year 
• Get tax-deferred growth 
• Full or partial tax deduction for contributions

Be an entrepreneur and be prepared for retirement! An SEP IRA uses pre-tax contributions to help you and your employees save for retirement. 

• Employers may contribute up to 25% of each eligible employee’s income
• $25 minimum to open an account
• Dividends compound daily and are paid out monthly
• Ongoing contributions are not required