Retirement savings with tax advantages

• $25 minimum to open
• Contribute up to $7,500 per year
• Get tax-deferred growth
• Full or partial tax deduction for contributions

Retire strong, tax-free 

Open a Roth IRA savings account for retirement so your contributions and dividends can grow tax-free.

• $25 minimum deposit and monthly balance to avoid maintenance fee
• Dividends are compounded monthly and paid out monthly
• Ongoing deposits to your Roth IRA are not required
• Annual contributions up to $7,500, or $8,600 for members 50+ years old

Powerful homebuying

• Credit union ARM rate is fixed for first 5 or 10 years, then adjusts 
• No early payoff penalties
• ARM interest rate cap limits rate increases 
• Must be a Civic member to apply
   

Get our best auto loan rates to make your new car or truck loan payments affordable.  

• Vehicle rates as low as 4.99% APR
• Finance dealer purchases up to 96 months (8 years)
• Quick and easy pre-approvals
• Apply for a new auto loan or refinance an existing one

Be an entrepreneur and be prepared for retirement! A Simplified Employee Pension plan, known as an SEP IRA, uses pre-tax contributions to help you and your employees save for retirement. 

• Employers may contribute up to 25% of each eligible employee’s income
• $25 minimum to open an IRA account
• Dividends compound daily and are paid out monthly
• Ongoing contributions are not required