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Civic@Work
Civic@Work connects employees with practical ways to bank, save, borrow and protect what matters—at no cost to your organization and with dedicated support from Civic.
Give employees financial benefits they can use every day
Everyday banking
Make everyday money management easier with checking and debit card benefits designed for convenience and value.
- Early direct-deposit access
- ATM-fee reimbursement1
- Dividend-earning checking
- Debit card
Digital convenience
Give employees convenient ways to manage their money wherever they are, with secure digital tools at their fingertips.
- Mobile & online banking
- Digital wallet
- Zelle®2
- Account & credit-score tools
Savings and planning
Help employees build savings and prepare for the future with accounts, investment options and educational resources.
- Savings accounts
- Certificates
- Individual Retirement Account (IRA)
- Health Saving Accounts (HSA)
- Financial education
Loans and protection
Help employees finance what matters while providing options and protections to support their financial goals.
- Auto, home & personal loans
- Credit-building options
- Card Control+
- Eligible checking protections
- Other lending solutions
Strengthen your benefits package with everyday financial value
Offer valuable financial benefits that complement your existing employee benefits package and give employees convenient tools to manage their finances at every stage of life. Civic@Work connects employees with resources to save, manage their money and, plan for the future.
Convenient checking and direct deposit
Ways to save for short- and long-term goals
Money Market Account
This Money Market Account helps balances grow faster than a traditional savings account. Members access moeny whenever - no restrictions
- Open a Money Market Account with $250
- Earn 2.05% APY when you maintain $250 balance or more
- Money Market Account can be used as overdraft transfer option
Borrowing options for vehicles, homes and unexpected expenses
Auto loans overview
Members get our best auto loan rates to make new and used loan payments affordable.
- Vehicle rates as low as 5.24% APR3
- Finance dealer purchases up to 96 months (8 years)
- Quick and easy pre-approvals
Mortgage overview
Now is the time to learn about the different types of mortgage loans. That information can help homebuyers move to a homeowner when the time is right. Most important, use a mortgage calculator to determine a realistic budget and to estimate your mortgage payment.
Cover unexpected expenses
Life doesn't always go as planned. Courtesy Pay can help eligible members cover checks, automatic bill payments, ACH transactions and other payments when balances fall short. A $19 charge is applied only if Courtesy Pay is used and enables members to avoid an insufficient funds fee (NSF). This service can add peace of mind when unexpected expenses arise.
Flexible banking for every employee
Employees can manage their money through Civic’s mobile and online banking tools, use digital payments, monitor accounts and access support when they need it.
Manage accounts
View balances, monitor transactions and manage accounts anytime, anywhere.
Bank anytime, anywhere
Manage money on the go with convenient online and mobile banking, giving employees access to their accounts whenever they need them.
Get Support
Access helpful resources and connect with Civic when they need assistance.
Civic helps you launch and keep employees engaged
We make it easy to bring Civic@Work to your employees and keep them engaged throughout the year. Work with a dedicated Civic Engagement Officer to coordinate onsite or virtual services.
- On-site or virtual enrollment support
- Benefit fairs and financial-wellness sessions
- Fraud-awareness presentations
- New-hire and ongoing promotional materials
Bring Civic@Work to your workplace
Give your employees access to valuable banking benefits, resources, and dedicated support—all at no cost to your organization.
1 Civic participates in select surcharge-free ATM networks. See the current list of locations. Other ATM networks may charge an ATM fee that Civic will reimburse, up to a total of $20 per month, per account, beginning on the first day of the month and ending on the last day. If you are eligible for an ATM fee reimbursement, funds are typically released by Civic to your account within two business days, but timing may vary.
2 All rights reserved. Terms and conditions apply. See Zelle Terms of Service. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services LLC and are used herein under license.
3 APY = Annual Percentage Yield. APR = Annual Percentage Rate.