Log in to online banking

close

Top Results

My Money

Friends of the Foundation

The Civic Foundation supports and invests in North Carolina communities

By joining Friends of the Foundation, individuals help advance this mission while becoming eligible for membership with Civic Credit Union. This pathway allows supporters to give back locally and gain access to credit union membership benefits.

Firefighters

Firefighters and volunteers can join Civic Credit Union

Employee and volunteers in the NC fire service are eligible for membership at Civic Credit Union, to use its products and 24/7 services.

Older mature woman looking over her finances and comparing choice certificates.

Jumbo Choice Certificates

Jumbo deposit, Jumbo growth 

The Jumbo Choice Certificate is a high-yield savings option for large deposits with guaranteed growth.

  • Minimum deposit $75,000
  • Competitive fixed rates
  • Guaranteed growth, terms of 6 to 60 months
  • NCUA insured up to $250,000 per member account
Older couple checking their Civic IRA Certificate growth on their tablet.

IRA Choice Certificates

Steady, guaranteed retirement savings IRA Choice Certificates help you save for retirement on your terms with Traditional IRA and Roth IRA options.

  • Fixed, competitive rates up to 4.10% APY1
  • Flexible terms from 6 to 60 months
  • Minimum deposit of $250
  • Reinvested dividends for maximum savings
An older couple dancing in the kitchen, enjoying the moment while planning for their future with a Civic Roth IRA.

Roth IRA

Retire strong, tax-free 

Open a Roth IRA savings account for retirement so your contributions and dividends can grow tax-free.

  • $25 minimum deposit and monthly balance to avoid maintenance fee
  • Dividends are compounded monthly and paid out monthly
  • Ongoing deposits to your Roth IRA are not required
  • Annual contributions up to $7,500, or $8,600 for members 50+ years old