Firefighters

Join a credit union for firefighters as dedicated to service as you

Bahama firefighter posing in front of a fire truck.

Firefighter equipment next to a fire truck.

Call us 24/7. Sound familiar?

Civic created financial products designed to make your financial life better. And we’re built to serve you when and where you choose. So, call us or bank by phone 24/7. Or, text, email, chat or video chat with us during regular business hours. You can also visit one of our branches for an in-person conversation.

Protect your money like you protect us

Bank in person or from anywhere with the Civic app¹ or online banking
Call our team, 24/7
Get our best and affordable rates on loans, credit cards, HELOCs, and more

Join the credit union for firefighters that always has your back

Must be a current or retired local firefighter
Open a Select Savings Account for membership, earn dividends²

The Fire debit card that gives back

As champions of firefighters from the very beginning, we offer the Fire debit card. So, choose the Civic Fire debit card to show your pride in service while supporting the NC State Firefighters’ Association (NCSFA),³ at no cost to you.

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Civic Fire Debit Card on graphic background.

Life is digital

So are these everyday financial tools

Digital Services

Direct Deposit

Digital Services

Any ATM

phone mockup with myscore+ credit report.

Digital Services

myScore Plus

Used Auto Loan

Make your next used vehicle loan as affordable as possible with low rates, flexible payment options, and up to 7 years to pay off the loan.

Flexible used vehicle financing up to 84 months (7 years)
Used auto loan rates as low as 5.25% APR¹
Easy loan application, fast approvals
No pre-payment penalties

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Small craft beer brewer taking a delivery of inventory bought with a Civic Business Term Loan.

Business Term Loans

Small Business Term Loans can help you solve your short-and long-term business financing needs with no pre-payment penalties.

Secured business term loan has minimum loan amount of $10,000
Secured loan terms range from 1 year to 10 years
Unsecured business term loan has $1,000 loan amount minimum
Unsecured business term loan terms are up to 3 years

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Join the credit union for firefighters

Be served by a team that understands your passion for service and the financial journey that comes with it.

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1 Message and data rates may apply.

2 Minimum opening deposit is $25. Dividends are compounded daily and paid monthly. Funds may be used as collateral for lending. Service fee of $1 each month balance is below $25.

3 Civic donates 50% of its share of net merchant fees directly to programs sponsored by NCSFA.