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NCAR&EMS Debit Card
Show your support when you shop
You care for people with health emergencies, offer comfort and help save lives. Now it’s our turn to give back for all you do.
Supporting NC Association of Rescue and EMS
This special debit card helps give back to the lifesaving professionals of rescue and EMS in North Carolina.
How does it work?
Merchant fees are generated when you use your NCAR&EMS debit card for purchases, and we donate half of the net share of those fees to the NC Association of Rescue & EMS — at no cost to you. It all adds up to support for education, training, health, and more benefits for this critical profession, right in our North Carolina hometowns.
You know that details matter. [And you are in good company.]
1 Civic donates 50% of its share of net merchant fees directly to programs sponsored by NCAR&EMS.
2 APY = Annual Percentage Yield. Applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. Upon qualifying, APY of 0.50% will be applied to your average daily account balance during the following month up to $10,000. Balances in excess of $10,000 will earn APY of 0.15%. Minimum opening deposit for the Civic Bonus Checking Account is $5. For members making less than 20 qualified purchases per month, APY is 0.15%. Rate is subject to change.
3 Message and data rates may apply.
4 Fees applicable to any ATM network will be charged to member account and reimbursed to the same account by Civic, typically within two business days.