Your savings goal may be big or it may be
small. Either way, it’s your goal. And the
Civic Select Savings account can help
you get there.

Bonus Checking
GET ALL THE FLEXIBILITY LIFE DEMANDS
Built-in features designed to meet your unique needs.
Earn Get 1% dividends with 20 swipes of your debit card*
Access Use ATMs worldwide, with NO fees†
Deposit Quickly deposit checks remotely with Civic Digital Deposit
Early Access and Total Control
The Civic Bonus Checking account is designed to move at the
speed of your life. Get access to your direct deposits up to three
days sooner using the early deposit feature.‡ Use online or mobile
banking to set up and organize your bills, deposit checks digitally,
and link your debit card to your preferred mobile wallet.


Stay on Track, Spend Better
Make progress toward your goals with real-time expense monitoring
and financial wellness tips. You can even link accounts from other
organizations for a 360° view of your complete spending history.
Want more security? Use the app to enable text alerts.∆ We’ll notify you
right away about any suspicious transactions. Overdraft protection is
also available to help you handle any unplanned purchases and stay
on track.◊
Earn as You Spend
You work hard, and so should your checking account. When you
make 20 debit card swipes, we reward you with 1% dividends on
balances up to $10,000.*
Pay Old School with Checks
Need checks? Send us a request and we’ll give you a
complimentary box of checks to get things started.
Speed Up Checkout with No Touch,
Connected Payments
Connect your account to your mobile wallet to make paying
merchants quicker and more convenient. Link your card to all
the following services:
- Apple Pay®
- Samsung Pay®
- Google Pay®
- Mastercard® Click to Pay



Civic Select Savings
Stash your cash reach your goals
- High Dividend Yields
- Goal Tracking
- Establishes Civic Membership
Be ready for planned and unplanned
purchases. Choose to protect yourself
with a Civic Personal Line of Credit.
Personal Line of Credit
Planned or unplanned, you’ve got options
- Loans up to $30,000
- Use as overdraft protection
- No pre-payment penalties
You know that details matter. [And you are in good company.]
Here are a few frequently asked questions:
Terms & Conditions
* 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.
† Fees applicable to any ATM network in the United States and its territories will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing.
‡ Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.
∆ Standard message and data rates apply. Please check with your carrier for details.
◊ Overdraft Transfer Service is available from a Checking, Savings, or Money Market account with no minimum increments or transfer fees. Members may also apply for an overdraft Line of Credit from which transfers are made in increments of $50 up to available limits.