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But a car payment doesn’t have to be one of them. 

Plus, you could get a Civic car loan as low as 4.99% APR.1

The credit union has been a trusted resource in my life. I know they are putting my interests first; I never have to wonder if I’m getting the best deal. I know the credit union will do the right thing.

Civic is a valued partner of NCSFA. Civic’s commitment to providing innovative financial solutions for North Carolina firefighters and fire departments aligns with our mission to serve and protect those who dedicate their lives to serving others. Together, we are making a lasting impact.

Together, we stand united to support North Carolina local government employees, those who dedicate their lives to serving our communities.

The thing that’s nice about the partnership with Civic and North Carolina City County Management Association is that we have a shared mission — serving communities.

We're excited to serve our Civic members who live and work in the Greater Triangle area — right here in person at Civic Raleigh! Our team is committed to delivering an energetic and welcoming banking experience rooted in exceptional member service. We strive to empower our members with the tools and guidance needed to make informed financial decisions that enhance their everyday lives. At Civic, we’re not just your credit union — we're your community partner, building lasting relationships and supporting financial well-being across Raleigh and beyond.

At the Murphy branch, the heart of everything we do is for you.

Our members in Asheville are among the most resilient people in North Carolina, and we’re proud to be here supporting their financial health and goals. Our team is so excited to serve members’ needs, while building connections within this great community.

I am honored to serve here in downtown Durham, where community and connection are at the heart of everything we do. We enjoy helping people achieve their goals while contributing to the growth and spirit of this incredible city.

As a branch manager at our credit union, I believe in the power of community. We can build strong trust-based relationships by fostering connections and listening to our members. Together, we can create an environment where everyone's needs are heard and addressed, paving the way for positive change that benefits us all.