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A woman holding a clipboard, recruiting volunteers for her nonprofit, knowing that a her Civic Nonprofit Money Market Account helps grow savings faster than a traditional savings account.

Nonprofit Money Market Account

This Nonprofit Money Market Account grows savings faster than a traditional savings account — with total access to funds and no penalties.

  • Open an account with $500 
  • No early withdrawal penalties, ever 
  • Earn 3% dividends with a balance above $5001 
  • Insured up to NCUA maximums
Civic member gardening with his daughter knowing they are getting the best rate on their mortgage.

Mortgage Refinance

A Civic Mortgage Refinance can save you money on an existing mortgage loan from any financial institution by giving you lower rates, lower payments and a faster payoff.

  • Single-family primary homes: Up to 97% in financing 
  • Second homes: Up to 90% in financing
  • Cash-out refinancing: Up to 80% in financing
  • Refinance home mortgages from other financial institutions

     

Following a 30-year career in local and county government, Sherry launched a whole new career as a real estate broker - and became one of the first members of Civic. 

"By signing up for Civic and taking my time to establish my businesses, when COVID-19 hit Civic was accessible and instrumental in getting me what I needed" Sherry says. "It was seamless. For my office, my accounts, the support was there."

Sherry Howell

Lee sees Civic as helping his family get a head start on the future, while providing convenience for today.

"Civic gives us a lot of flexibility" Lee says. "It's also a good opportunity for savings accounts for my kids, who may grow up using only online services. Now they have the option of learning to bank online and learning important financial lessons on a platform I can trust." Add in "top-notch" customer service and the ability to bank from his smartphone, Lee is happy to be part of Civic. 

Lee Worsley

Rocco loved his former parks and rec job, working with families in his hometown. But, he says, "I decided to take a chance on myself."

With the help of Civic business loans, Rocco operates Bounce to You LLC, with three trucks and four employees, he's opened a Civic business Savings Account too. 

"Civic is 100% customer-centric, and it's been an awesome experience" Rocco says. 

Civic staff even helped him crunch the numbers to decide whether to consolidate his loans. He found out he'll pay less interest by keeping them seperate. 

Rocco Richard
Woman feeling confident in next steps after a car cash because she has Civic Gap+ auto insurance.

GAP+ Insurance

It’s the best way to protect yourself from the unexpected.

  • After collision insurance pays out, you may still owe money on your vehicle. When you have GAP+ Insurance, you could pay nothing
  • This auto insurance option gives you an additional $1,000 toward the principal cost of your replacement vehicle (that’s the plus in GAP+)
  • Build this $675 optional car insurance coverage into your car loan payments or pay out of pocket
A small business owner sitting at her desk, labeling shipments with confidence, knowing she has the support of her Business Savings Account at Civic Credit Union.

Business Savings Account

The Civic Business Savings Account has our best business savings rates with unlimited transactions and no fees.

  • $25 minimum opening deposit 
  • Competitive dividends 
  • Funds can be used as collateral for loans 
  • Unlimited transactions

"CDFIs cater more to low-and-moderate-income residents or smaller businesses. That's going to open up opportunities to serve what [people are] trying to do - being able to access capital."

Sharon Hightower