This Nonprofit Money Market Account grows savings faster than a traditional savings account — with total access to funds and no penalties.

• Open an account with $500
• No early withdrawal penalties, ever
• Earn 3% dividends with a balance above $500
• Insured up to NCUA maximums

A Civic Mortgage Refinance can save you money on an existing mortgage loan from any financial institution by giving you lower rates, lower payments and a faster payoff.

• Single-family primary homes: Up to 97% in financing 
• Second homes: Up to 90% in financing
• Cash-out refinancing: Up to 80% in financing
• Refinance home mortgages from other financial institutions