Ashley Ruffin serves as Chief Impact Officer of both Civic and Local Government Federal Credit Unions (LGFCU). She joined LGFCU in 2002 as a Membership Development Officer, and later served as Senior Vice President of Marketing and Chief Strategy Officer.

Ruffin is a lifelong resident of North Carolina. Prior to joining LGFCU, she worked as the Human Resources Director for both the Town of Morrisville and the City of Sanford.

Dayatra “Day” Matthews joined LGFCU in 2012 as Senior Vice President of Legal and Compliance and was named Chief Legal Officer/General Counsel in 2021. Prior to joining LGFCU, Matthews was a partner in the Raleigh law firm of Bailey & Dixon LLP.

As Chief Legal Officer at Civic and LGFCU, she oversees all legal, compliance and risk functions and provides guidance to Executive Management and the Board of Directors on matters related to corporate governance.

Don Larsen has more than 30 years of human resources experience across a multitude of industries including legal, engineering, software development, hospitality and financial services. He currently serves as the Chief Human Resources Officer of Civic and Local Government Federal Credit Union (LGFCU).

Lamar Heyward has more than 25 years' experience in marketing, 15 of which have been in the credit union industry. He says his background in marketing, innovation and strategy culminate in his role at the helm of the Marketing Department at Civic.

Heyward says his participation in the highly-regarded Filene i3 program for innovation has helped him develop many of the marketing themes behind Civic.

"The i3 program is a framework for thinking, for forming those 'what if' ideas that seem almost inconceivable — and then trying to work them through to implementation."

As the senior vice president of lending, Neal Chaloupka says his team's focus has been to develop great financial products for consumers, businesses and nonprofits.

"All our products are designed to maximize value for our members. In particular, Civic offers complete small business services for members who have been overlooked or underserved."

Chaloupka notes that Civic is a unique Credit Union built to meet the needs of members who want a digital-first experience.

A native North Carolinian, Sherry Bear is a diehard Tarheels fan, "But," she says, "the excitement of watching the Heels is a close second to the excitement I feel about Civic helping our members."

Bear, the senior vice president of operations at Civic, has been in the credit union industry for about 34 years, holds a bachelor's degree in the Science of Industrial Relations and is also a Certified Public Accountant.

David D’Annunzio is Chief Financial Officer (CFO) of Civic Credit Union. As CFO, he is responsible for strategic planning of Civic finance and accounting functions, financial reporting, and regulatory compliance.

D'Annunzio has served the credit union industry for more than 20 years. He holds a Bachelor of Science degree in Accounting from the University of Richmond in Virginia, and is a Certified Public Accountant, Certified Business Appraiser, and CUNA Credit Union Enterprise Risk Management Expert.

A passionate credit union advocate, Dwayne Naylor has worked in the credit union industry for more than 25 years. His focus on the "triple bottom line" — a sustainable enterprise that delivers economic, social and environmental benefits — is what drives the Civic commitment to people, planet and prosperity.