Fire caption in front of fire truck
Fire and EMS

Funding that helps save lives

Safety is non-negotiable. It requires strong financial resources. We are proud to support the important Fire Service and EMS work you do.


Put expertise to work

People depend on your Fire Service and EMS resources to keep them safe and help protect property. For more than 15 years, our team has met the financial needs of the local North Carolina Fire Service. We understand the challenges you face and take pride in providing solutions that help you succeed.

Meet the Team
Meet the Team

Tips for Financing

Accessible and simple. Hear ways to get Fire Service and EMS financing from our experienced and dedicated lending team.

Play 3 min. 15 sec.

Understand the Process
Understand the Process

Meet Your Needs

Seamless and easy. See how a shared commitment to the community helped one NC Volunteer Fire Department meet its financing needs.

Play 58 sec.

How we Help
How we Help

Build Strong Communities

Local and historic. This NC fire chief shares a commitment to building on the past with new ideas to create a strong, safe community.

Play 1 min.


We are ready to work for you

Civic was created and designed for you. The full-service banking solution gives you built-in convenience and access to loan, deposit, and payment services that meet your Fire Service and EMS needs.



Your apparatus, equipment, or real estate loan represents the safety of your community. Learn more about proven financing options that help keep your citizens safe.

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Get competitive dividends on your deposit balances with Civic business accounts. Learn how your deposit accounts can earn and save you money.

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Money Hand


Get help streamlining payroll, processing payments, and HR management to scale up or to maintain your organization's growth. 

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Generate everyday support from your community

Civic makes it easy for anyone to support your work – at no cost to them. Turn everyday spending into a way to help the Fire Service.

Fire Card

Fire Bonus Checking Account

Win a Ford F-150 and support your local fire department.

  • Get all ATM fees reimbursed*
  • Earn 1% dividends with 20 swipes^
  • Get paid up to 3 days early†
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Credit Card

Nonprofit Checking Account 

Use your purchases to help give back to the Fire community.

  • Get all ATM fees reimbursed*
  • Enjoy competitive dividends
  • Get real-time transaction monitoring
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NCSFA logo
NCAFC logo

The Civic Fire Affinity Card Program takes a percentage of all purchases made by departments, firefighters and community citizens and donates them back to the fire service through our partnership with the North Carolina State Firefighter's Association (NCSFA).

Torque and Pork

2021 ford f-150

2021 Ford F-150

Win a truck for you And ‘cue for your crew!


Click here to view full contest details 

* Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing.

^ 1.00% APY applies to member accounts incurring 20 debit card purchases per month, excluding ATM withdrawals and automatic account drafts. Purchases and/or transactions may take up to two business days from transaction date to post to the account. This bonus dividend rate is paid on balances up to $10,000. Balances in excess of $10,000 will earn dividends at the current available rate. Minimum opening deposit is $5. For members making less than 20 qualified purchases per month, dividend rate is 0.15%.

† Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date.