affordable banking

Simple, affordable banking

Meet Civic. A Credit Union providing financial tools to help you change your life.

Your money can work harder for you

From deposit products designed to help you build wealth, to loans for emergencies and everything in between; these options get you further faster.

Access your money from anywhere

Download the Civic mobile app to unlock fast, safe and secure ways to manage your money.

Your money shouldn't be complicated

Switching to Civic can be simple. When you’re ready so are we. Here are a few steps to prepare for what comes next.

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Become a member

We’ll guide you step-by-step through the account opening process Don’t worry, you’re eligible!


Transfer your funds

Transfer funds or balances from your other financial institution into your new Civic accounts.


Download the app

Online banking or the Civic app give you real time control to transact and monitor your finances.

Matt with car cartoon illustration

Refinancing my car loan with Civic was quick, easy -- and it saved me a lot of money each month.

Civic Member - Matt

Auto Loan Refinance

Matt member since 2021

Credit Card

They might have the easiest credit card rewards program ever. You just spend and get cash.


Rewards Credit Card

Joshua member since 2020

How do I reach Civic?

You are our priority. Pick the contact method that works best for you.

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844.77CIVIC (844.772.4842)
(Weekdays 8 a.m. to 6 p.m. EST)

Active Call


844.77CIVIC (844.772.4842)
(We're temporarily experiencing extended wait times)
*Hearing & speech impaired (TTY): Dial 711 for relay services

No. Civic delivers products and services through your phone, tablet or desktop computer. Member support is available 24/7 with the Civic App and during business hours through our Civic Experience Center.

Civic is open to employees and retirees of local government, their family members and volunteers who service local government in North Carolina. In addition, businesses and nonprofit organizations that serve local government are also eligible. But, membership opportunities do not stop there. For full details on all membership options, please click here.

All members are required to have a Savings Account. This account requires a minimum deposit of $1.

You can open your new account by using a debit card, credit card, personal check or electronic transfer from another financial institution.