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North Carolina Credit Union

Simple, affordable banking

Meet Civic. A Credit Union providing financial tools to help you change your life.

Willie Best, Board Director
Our Family

In Memory of Willie Best, Board Director

As a champion for credit unions and a servant-leader in North Carolina local government, his heartfelt devotion will be missed.

Your money can work harder for you

From deposit accounts designed to help you build wealth, to loans for emergencies and everything in between; these options get you further faster.

Access your money from anywhere

Download the Civic mobile app to unlock fast, safe and secure ways to manage your money.

Your money shouldn't be complicated

Switching to Civic can be simple. When you’re ready so are we. Here are a few steps to prepare for what comes next.

Online-Credit-Union-North-Carolina
1

Become a member

We’ll guide you step-by-step through the account opening process Don’t worry, you’re eligible!

2

Transfer your funds

Transfer funds or balances from your other financial institution into your new Civic accounts.

3

Download the app

Online banking or the Civic app give you real time control to transact and monitor your finances.

Matt with car cartoon illustration
Quote

Refinancing my car loan with Civic was quick, easy -- and it saved me a lot of money each month.

Matt, Credit Union Member from Raleigh

Auto Loan Refinance

Matt member since 2021

Credit Card
Quote

They might have the easiest credit card rewards program ever. You just spend and get cash.

Josh Credit Union Member Durham

Rewards Credit Card

Joshua member since 2020

How do I reach Civic?

You are our priority. Pick the contact method that works best for you.

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844.77CIVIC (844.772.4842)
(Weekdays 8 a.m. to 6 p.m. EST)

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844.77CIVIC (844.772.4842)
(We're temporarily experiencing extended wait times)
*Hearing & speech impaired (TTY): Dial 711 for relay services