Win a Tesla Model 3!


Here's How To Enter*

Open an account with Civic. Then, use it as much as possible to earn entries to win the Tesla Model 3. If you already have any of the accounts listed, great! Use them as much as you can to earn entries from now until December 31st.

Check out the options below to see which account works best for you.

OPTION 1: Spend to Win

Earn 1 entry per month when you make 10 purchases with ANY of these cards
Bonus Checking

Payday comes early here^. Use any ATM and get your fees reimbursed.#

open to win    learn more
Rewards Credit Card

Spend and get cash. And, that’s on every single purchase.

apply to win    learn more
Classic Credit Card

Get low – and we mean low. This card’s rate is rock-bottom.

apply to win    learn more

OPTION 2: Borrow Better

Earn entries with each new loan.*
Personal Loans

Refinance high debt at lower rates and free up cash flow. Rates as low as 4.50% APR.

apply to win    learn more

Use your home equity for whatever you need – it’s flexible and dependable. Rates as low as 3.25% APR. 

apply to win    learn more
Vehicle Loans

Drive your new car home today with quick, easy pre-approvals. Rates as low as 1.99% APR.

apply to win    learn more

Spend to Win. Borrow Better. Win a Tesla.

You're ready to win this! [And good luck, we're rooting for you.]
Here's some frequently asked questions:

Yes! Each person can get up to 15 entries through six (6) different ways. You can receive one (1) entry per month when you use any Civic debit or credit card (Rewards, Classic, or Secured) at least 10 times per month. You can get more chances to win by applying for and opening consumer loans of more than $5,000.

All entries must be received by December 31st, 2021. We will announce the final winners in January 2022.

All participants must be Civic FCU members in good standing, at least 18 years old, legal residents of the United States, and current residents of North Carolina.

No, you can get one entry by sending a 3”x5” card that includes your name, address, telephone number, and email address to the following address: Civic FCU Tesla Giveaway, 3600 Wake Forest Road, Raleigh, NC 27609. Mail-in entries must be postmarked by December 31, 2021 and received by January 6, 2022.

Please call us at 1.844.77CIVIC (1.844.772.4842), weekdays 8 a.m. to 6 p.m. EST or email

Terms and Conditions

* No purchase necessary to enter to win. Click here to see the official rules and complete details. 

^ Early access to direct deposit funds depends on the timing of the payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to three days earlier than the payer’s scheduled payment date. 

# Fees applicable to any ATM network will be charged to member account and then refunded to the same account by Civic within two business days. Rebated funds will be available for use following the credit union’s nightly batch processing. 

† 5% cashback bonus rewards offer applies to Civic consumer rewards credit cards only. 5% rewards available for card purchases less returns. Existing Civic Rewards credit card holders will qualify for cashback rewards for card purchases made between the dates of October 1, 2021 and December 31, 2021. New Civic Rewards credit card holders will qualify for cashback rewards for card purchases made between the date of opening the account and December 31, 2021. At the end of the bonus reward period stated above, rewards percentage will revert to 1% cashback rewards. If not already a member, you must obtain membership with Civic FCU at the time of credit card application. All loans are subject to approval via Civic’s online application process or member services experience center. For full details and exclusions for the Civic Cash Back Rewards program, click here.

‡ Subject to approval. Rate and credit limit are evaluated based on member’s credit history. Borrowers must be at least 18 years old and live in NC. As low as rate indicates .25% APR discount for using auto debit from a Civic deposit account.